Crown Guarantee (NZDGS)

Welcome to Southern Cross

Southern Cross (formerly known as Southern Cross Building Society but now a division of Heartland Building Society) has been helping Kiwis meet their financial goals since 1923. We’re a Heartland financial institution that lends money to New Zealanders who want to buy or improve property.

We offer home loans as well as savings accounts and investment solutions. And we’re here when you need help – so choose the people who are committed to offering you personal service...

The hardest part about travelling is finding the money to do it. Saving doesn’t come as naturally to many of us and saving for a big trip can be a huge struggle if you’re not used to being careful with your cash. Organize your current finances is the first thing that you need to do. Take a look at your bank accounts, your existing money, your income, your outgoings, and everything else in between. Having a separate place for your savings to go is the key in saving money for travel. Give yourself a fixed amount to spend each week. Cut out something that’s bad for you. And most specially, refrain from buying things that you don’t need. To help you out with your travels, visit holiday packages in india. They give a lot of affordable tour packages that you will sure to love.


Achieve Something Great While Saving
There are a lot of ways that you can do something good with your life and there are a lot of ways that you can do so without putting yourself at financial jeopardy. Too many people try to do something that is only going to make them broke while in pursuit of something worthwhile. The solution isn’t even that complicated, particularly when things like topshop discount code offers exist. Don’t make life hard on yourself if you have the means to pursue great things for cheap. The best part about all this is that you don’t even need to look for all the discounts, sales, prizes, coupons and such on your own. There are lists upon lists compiled specifically to help people in your case. So just go ahead and find these place that compile these lists and make some huge savings when shopping.

*All deposits are issued by Heartland Building Society. Heartland Building Society has a BBB- (Outlook Stable). credit rating from Standard & Poor's. For further details about deposits or our credit rating, see Heartland Building Society Investment Statement.
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