Crown Guarantee (NZDGS)

Welcome to Southern Cross

Southern Cross (formerly known as Southern Cross Building Society but now a division of Heartland Building Society) has been helping Kiwis meet their financial goals since 1923. We’re a Heartland financial institution that lends money to New Zealanders who want to buy or improve property.

We offer home loans as well as savings accounts and investment solutions. And we’re here when you need help – so choose the people who are committed to offering you personal service...

The hardest part about travelling is finding the money to do it. Saving doesn’t come as naturally to many of us and saving for a big trip can be a huge struggle if you’re not used to being careful with your cash. Organize your current finances is the first thing that you need to do. Take a look at your bank accounts, your existing money, your income, your outgoings, and everything else in between. Having a separate place for your savings to go is the key in saving money for travel. Give yourself a fixed amount to spend each week. Cut out something that’s bad for you. And most specially, refrain from buying things that you don’t need. To help you out with your travels, visit holiday packages in india. They give a lot of affordable tour packages that you will sure to love.

*All deposits are issued by Heartland Building Society. Heartland Building Society has a BBB- (Outlook Stable). credit rating from Standard & Poor's. For further details about deposits or our credit rating, see Heartland Building Society Investment Statement.