Our Story
Southern Cross Building Society has been around since 1923. Our experience and expertise helps us to help New Zealanders by putting you ahead of everything else – and that’s what’s most important to us.
All of our product solutions and services are tailored towards everyday Kiwis. Whether you’re part of a business or just part of a family, helping you achieve your financial goals is a big part of our philosophy.
Our products and services include:
- Savings accounts
- Term Investments
- Home Loans
- Rural Loans
- Commercial Loans
- Foreign Exchange
We’ll look after you.
You can rely on us to give you an attractive rate of return on your savings and investments, a competitive rate on your home loan, and service that makes you feel valued. We’ll do everything we can to minimise the cost of borrowing, maximise your investment return, and understand your financial needs.
A few more things to know about Southern Cross Building Society:
- We lend money for New Zealand properties only – we do not lend or invest offshore.
- We only lend on a first mortgage basis over property
- We’re governed by the Building Societies Act
- We have strong liquidity reserves and are well capitalised
- We do not lend to related parties
- We’re proud to be a sponsor and supporter of many New Zealand organisations, through our Charitable Trust.
- The Society has a BB (with stable outlook) long term credit rating from Standard & Poor's.
With 7 branches and over 40 agencies throughout the North Island, it’s not hard to find someone to speak with face-to-face.
You can also take advantage of our Internet and Phone Banking services. Find out more about Internet and Telephone Banking here.
