Forms

• Heartland Investment Statement
• Heartland Prospectus
• Heartland Information Memorandum
• New Account Application Form
• Home Loan Application Form
• Internet Banking Application
• Bill Payment Authority (PDF)
• Authority to Accept Direct Debits Form (PDF)

Southern Cross is a division of Heartland Building Society. Southern Cross savings accounts and term investments (Deposits) are issued by the Society. Heartland Building Society which was formed as a result of the merger between MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance.  Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor's. Standard & Poor's credit ratings are statements of opinion, not statements of fact or recommendations to buy, hold or sell securities. Ratings may be changed, withdrawn or suspended by Standard & Poor's at any time. See our Investment Statement or click here for more details about the credit rating. Minimum investment for a term investment is $1,000. Our current Investment Statement can be obtained by calling us on 0800 657 935 or by clicking here.