When it comes to investing, we know you want to feel confident in how you invest your hard-earned money.
That's why we'll do everything we can to help you maximise your return with no large minimum deposits.
Term Investments are our speciality, and they start from as little as $1,000. No matter what your financial goal is, having a Southern Cross Term Investment can help you to reach it faster.
Heartland Building Society now offers a range of Southern Cross savings and investment products. The Southern Cross Guaranteed products*.
Heartland Building Society registered a Prospectus dated 27 September 2011 in relation to the offer of deposits in Heartland Building Society to the public. You can download a copy of the prospectus by clicking on the link below:
You’ll find more about our Term Investments here.
And you will find downloads for our Prospectus and Investment Statement here.
What you need to know:
- Southern Cross is as a division of Heartland Building Society, which comprises the former businesses of CBS Canterbury, MARAC, PGG Wrightson Finance and Southern Cross Building Society. All Southern Cross Deposits are issued by Heartland Building Society.
- These rates are subject to change. Minimum Term Deposit $1,000. For investments of $250,000 or more, negotiated rates may be available.
- Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor's.
- For further details about Southern Cross Deposits or our credit rating, see Heartland Building Society's Investment Statement, available at www.buildingsociety.co.nz or by calling 0800 657 935.

