When it comes to investing, we know you want to feel confident in how you invest your hard-earned money.

That's why we'll do everything we can to help you maximise your return with no large minimum deposits.

Term Investments are our speciality, and they start from as little as $1,000. No matter what your financial goal is, having a Southern Cross Term Investment can help you to reach it faster.

The Society now offers a range of both Guaranteed and Non-Guaranteed savings and investment products. The Guaranteed products will have the benefit of the Crown Guarantee which comes at a cost. That cost is reflected in a lower rate of return for our Guaranteed products.  The Non-Guaranteed products do not include this cost and therefore the Society can provide those products at a higher rate of return. The Non-Guaranteed products offered by Southern Cross Building Society are not covered by the guarantee given under the Crown retail deposit guarantee scheme. To find out more click here.

You’ll find more about our Term Investments here. 

And you will find downloads for our Annual Report, Prospectus and Investment Statement here.

The Society has been assigned a 'BB' (with stable outlook) long term credit rating from Standard & Poors.