Term Investments Application

To apply for your Term Investment now, simply click ‘Apply Now', fill in the form and submit your details and we’ll contact you as soon as we can.

Alternatively, download a copy of the form from our ‘Downloads’ tab, complete the Term Investment application and take it in to your local branch or agency for processing.

RATES AND FEES

For our current interest rates click on the links below.

• Term Investment Rates
• Savings Accounts
• Home Loans and Other Lending Rates

At Southern Cross we’re proud to have very few fees associated with our accounts.  For more information on certain charges that do apply, please click here.

All rates subject to change without notice.

A copy of our current Investment Statement and Prospectus is available on request at any of the Southern Cross' branches or may be downloaded here.

If you would like us to contact you for further information click here or call toll free 0800 657 935.

*Southern Cross is a division of Heartland Building Society. Southern Cross savings accounts and term investments (Deposits) are issued by Heartland Building Society, which comprises the businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance.  Heartland  Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor’s. See our Investment Statement or click here for more details about the credit rating. Minimum investment for a term investment is $1,000. Our current Investment Statement can be obtained by calling us on 0800 657 935 or by clicking here.