Helping our true blue Kiwi farmers.

If you’re looking for a farm loan, we can help you out. You’ll find starter information about our Rural Loans in the table below.

Loan Types
  1. Table mortgage (principal and interest)
  2. Revolving Credit Facilities, and
  3. Interest only up to 3 years

Maximum term

Up to 15 years.

Maximum Loan to Value Ratio (LVR)

67% of the latest valuation of the security property prepared by an approved valuer.

Debt Servicing

Based upon the individual application 

Interest Rates

Rates are available on application

Security

First mortgage over property, personal guarantees and GSA (if applicable), including security over livestock and mortgage over Fonterra shares

Fees

Negotiable

Documentation / Legal Fees

Society solicitors prepare all the documents with all the fees payable by the borrower

Because of the large number of variations that occur with loans of this type, we ask that you contact our lending team directly to find out more. 

You can call them on 0800 656 600, or click here to send them an email.