Investment rates *

Special Non Guaranteed Term Investment Rate

TermRateMinimum investment
36 months6.30% p.a$1000

Fixed Term Investment Rates

Minimum deposit - $1000
 GuaranteedNon-Guaranteed
1 month3.15% p.a3.45% p.a
2 months3.90% p.a.4.20% p.a.
3 months4.40% p.a.4.70% p.a.
4 months5.00% p.a.5.30% p.a.
5 months4.40% p.a.4.70% p.a.
6 months5.10% p.a.5.40% p.a.
9 months5.10% p.a.5.40% p.a.
12 months5.40% p.a.5.70% p.a.
18 months5.40% p.a.5.70% p.a.
24 months5.50% p.a.5.80% p.a.
36 months6.00% p.a.6.30% p.a.

Savings rates *

Current Account Saver

Savings on callGuaranteedNon-Guaranteed
up to $ 9991.00% p.a.1.00% p.a.
$1,000 - $ 4,9992.25% p.a.2.25% p.a.
$5,000 - $ 9,9993.25% p.a.3.25% p.a.
$10,000 - $ 249,9993.50% p.a.3.50% p.a.

Net Saver

Savings on call - Internet/Phone Access OnlyGuaranteedNon-Guaranteed
All balances4.00% p.a.4.00% p.a.

Lending rates *

Residential Interest Rates

Term OptionsRate
Fixed 6 months6.15% p.a.
Fixed 1 year6.40% p.a.
Fixed 2 years6.65% p.a.
Fixed 3 years7.10% p.a.
Floating6.95% p.a.

Other Lending Rates

CommercialRates on request
RuralRates on request

Fees

Transaction & Services

Cash depositsFree
Cash withdrawalsFree
Cheque depositsFree
Cheque withdrawalsFree
Internal transfersFree
Telephone & Internet BankingFree
Direct CreditsFree
Direct Credit dishonour$18 per direct credit
Direct DebitsFree
Direct Debit dishonour$18 per direct debit
Automatic payment establishmentFree
Automatic payments (outbound)0.25c per payment
Stopped cheque$20 per cheque
Dishonoured cheque$25 per cheque
Special answer - same day$30 per cheque
Special answer - next day$20 per cheque
Traces and searches$25
International telegraphic transfer$25 per transfer


* Disclaimer

  • All rates subject to change without notice
  • Your investment is an unsecured deposit
  • A copy of our current Investment Statement and Prospectus is available on request
  • If you would like us to contact you for further information click here or call toll free 0800 657 935

The Society has been assigned a 'BB' (with stable outlook) long term credit rating from Standard & Poors.