Saving made easy

At Southern Cross, we make saving money as simple as possible. 

You can choose between two types of savings accounts, each of them designed to help you reach your financial goals faster with competitive interest rates and greater flexibility.

Heartland Building Society now offers a range of Southern Cross savings and investment products. To find out more click here.

Heartland Building Society registered a Prospectus dated 27 September 2011 in relation to the offer of deposits in Heartland Building Society to the public. You can download a copy of the prospectus by clicking on the link below:

• Heartland Prospectus

Take a look at our options, decide how you want your account to work and then get in touch so we can set up the best savings account for you.

Current Account Saver

Interest earning transactional account for everyday use

Net Saver

High interest internet-based savings account

You will find downloads for our Prospectus and Investment Statement here

*Southern Cross is a division of Heartland Building Society. Southern Cross savings accounts and term investments (Deposits) are issued by Heartland Building Society, which comprises the businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance.  Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor’s. See our Investment Statement or click here for more details about the credit rating. Minimum investment for a term investment is $1,000. Our current Investment Statement can be obtained by calling us on 0800 657 935 or by clicking here.