Saving made easy

At Southern Cross Building Society, we make saving money as simple as possible. 

You can choose between two types of savings accounts, each of them designed to help you reach your financial goals faster with competitive interest rates and greater flexibility.

The Society now offers a range of both Guaranteed and Non-Guaranteed savings and investment products. The Guaranteed products will have the benefit of the Crown Guarantee which comes at a cost. That cost is reflected in a lower rate of return for our Guaranteed products.  The Non-Guaranteed products do not include this cost and therefore the Society can provide those products at a higher rate of return. The difference in interest rates (return) between both Guaranteed and Non-Guaranteed savings products, will be implemented prior to the expiry of the existing crown guarantee, which occurs on 12 October 2010.  The Non-Guaranteed products offered by Southern Cross Building Society are not covered by the guarantee given under the Crown retail deposit guarantee scheme. To find out more click here.

Take a look at our options, decide how you want your account to work and then get in touch so we can set up the best savings account for you.

Current Account Saver

Interest earning transactional account for everyday use

Net Saver

High Interest internet-based savings account

You will find downloads for our Annual Report, Prospectus and Investment Statement here

The Society has been assigned a 'BB' (with stable outlook) long term credit rating from Standard & Poors.