Current Account Saver

Wouldn't it be great to be earning competitive interest on your everyday access account? With our Current Account Saver the interest rates are tiered, so the more you save, the more you earn.

On our Current Account Saver we offer:

  • Direct credit and debit services
  • Automatic payment facilities
  • No monthly account fees
  • No transaction fees (with the exception of telegraphic transfers and certain bank-imposed fees beyond our control)
  • No deposit or withdrawal fees when using any of our Branches or Agencies
  • Telephone Banking* & Internet Banking*

To open a Current Account Saver please either apply online, by clicking to your right, or download and complete a copy of our New Account Application form and send it to your local branch or agency.

*Heartland Building Society is not a registered bank
*Southern Cross is a division of Heartland Building Society. Southern Cross savings accounts and term investments (Deposits) are issued by Heartland Building Society, which comprises the businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance.  Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor’s. See our Investment Statement or click here for more details about the credit rating. Minimum investment for a term investment is $1,000. Our current Investment Statement can be obtained by calling us on 0800 657 935 or by clicking here.