Net SaverOur Net Saver account is designed to help reach your financial goals faster. This is a high interest, Internet based savings account, which works in conjunction with a Current Account Saver. 

When you have excess funds in your Current Account Saver or want to put money aside to save, transfer it over to your Net Saver account using Internet or Telephone Banking* – so you can obtain a higher interest rate.

And when you need money out of your Net Saver, simply use Internet or Telephone Banking* to transfer the required funds back to your Current Account Saver. 

On our Net Saver account we offer:

  • No monthly account fees
  • No transaction fees (with the exception of telegraphic transfers and certain bank imposed fees beyond our control)
  • Free Internet Banking* and Telephone Banking*

To open a new Net Saver, please apply online, by clicking to your right, or download and complete our New Account Application Form and send it to your closest branch or agency with the supporting information.

*Heartland Building Society is not a registered bank
*Southern Cross is a division of Heartland Building Society. Southern Cross savings accounts and term investments (Deposits) are issued by Heartland Building Society, which comprises the businesses of MARAC, CBS Canterbury, Southern Cross Building Society and PGG Wrightson Finance.   Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor’s. See our Investment Statement or click here for more details about the credit rating. Minimum investment for a term investment is $1,000. Our current Investment Statement can be obtained by calling us on 0800 657 935 or by clicking here.